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Navy Federal Credit Union replaces Patriots

5 Dec 2003 | Sgt. W.A. Napper Jr. Marine Corps Air Station Miramar-EMS

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MARINE CORPS AIR STATION MIRAMAR, Calif. -- Patriots Federal Credit Union officials recently announced an operating agreement to turn two of its branches over to Navy Federal Credit Union.

The two branches, here and at Marine Corps Air Station Yuma, Ariz., will fly a new banner over their doors this month.

At the Miramar branch, both credit unions began operating at the current Patriots' building Dec. 1. The joint operation will last throughout December, and by Jan. 1, 2004, the branch will be a Navy Federal Credit Union branch office.

"Wonderful things are going on here," exclaimed Bernadette Perdue, PFCU Miramar branch manager. "Patriots has not changed at all. We will offer all the same services to our customers, but we are transferring the lease over to Navy Federal."

Both credit unions are emphasizing the ease of the transition to provide their customers with the least amount of stress and burden. According to Barbara Smith, Navy Federal Credit Union field operations regional manager, the biggest changes to the branch will be mostly cosmetic. In addition, Patriots customers will now have the opportunity to become Navy Federal customers, and Navy Federal customers can become Patriot customers.

"A few months ago we had a change to our charter," she said. "Now all Department of the Navy personnel or those assigned to Navy commands are eligible for membership. The ATMs will change, but all employees here are offered Navy Federal employment to provide continuity to the customers."

Perdue, who will become the branch manager of Navy Federal once the transition is complete, said Patriots customers can still gain access to the credit union at www.my1cu.com, for home banking, paying bills and the rest of Patriots' services. Both credit union officials said they are pleased with the transition.

"Navy Federal is just thrilled to be here," said Smith.

POLICY

The most important starting point for an EMS* is the development of an environmental policy. ISO14001 requires local governments to implement their own environmental policy. The environmental policy acts as a basis for the environmental management system.

PLANNING

ISO14001 requires that an environmental management system is planned properly. It requires the organization to consider the following carefully: Environmental Aspects; Legal and Other Aspects; Objectives and Targets; and an Environmental Management Program.

IMPLEMENTATION

The two requirements for implementation of an EMS is to define, document, and communicate roles, responsibilities and authorities, and to allocate the resources needed to implement and control the EMS.

CHECKING

The key requirement in this EMS step is to regularly monitor and measure key characteristics of activities and operations that could have a significant impact on the environment. Changes to EMS procedures may become necessary in order to deal with nonconformances with the EMS, with mitigating environmental impacts, or corrective and preventive action.

REVIEW

The management review process ensure that information is collected to enable management to carry out proper review. Top management review the need for changes to policy, objectives and targets, and ensure that a commitment to continual improvement is being demonstrated.

Marine Corps Air Station Miramar-EMS